Vibrant areas for young workers who plan to rent while saving for a deposit and then get on the property ladder

• The new 100% mortgages for first-time buyers

The common property rite of passage for graduates and career-focused first jobbers has changed over the past decade. Many careers used to start in London, and an early house-share would be followed by a first flat purchase, then a move to somewhere bigger.

However, the heavy burden of housing costs in the capital is making would-be first-time buyers stop and evaluate whether – even with London weighting on some wages – it is possible to get on the ladder there.